If you’re receiving Social Security Disability Insurance (SSDI) and your payment is scheduled for Wednesday, June 18, 2025, you’re likely part of the third wave of payments distributed according to the Social Security Administration’s (SSA) staggered payment schedule. This applies to most beneficiaries who began receiving benefits after May 1997, and your birth date determines your specific payment week.
Who Gets Paid on June 18, 2025?
For June 2025, the SSA payment calendar follows its usual pattern:
- June 12: Second Wednesday – for those born between the 11th and 20th
- June 18: Third Wednesday – for those born between the 21st and 31st
If you’re collecting SSDI and your birthday falls between June 21 and June 31, your direct deposit or check will arrive on Wednesday, June 18, 2025.
How Much Will You Receive?
The amount you receive depends on a few factors, including your work history, income level prior to disability, and whether you receive any other federal aid. Here’s a breakdown of average benefits as of 2025:
| Category | Average Monthly Benefit (2025) |
|---|---|
| SSDI Beneficiaries | $1,581.97 |
| Survivors of Deceased Workers | $1,566.66 |
| Supplemental Security Income (SSI) | $718.30 |
| Maximum Retirement Benefit (age 70) | $5,108 |
If you’re an SSDI recipient, you can expect to receive around $1,582 on June 18, 2025, unless your specific benefit amount differs due to unique circumstances such as prior earnings or dependent benefits.
What About the Recent 1% COLA Increase?
In 2025, Social Security benefits received a 1% Cost-of-Living Adjustment (COLA) increase compared to 2024. While smaller than some previous years, this increase slightly raised average monthly benefits across all programs. This adjustment is meant to help recipients keep pace with inflation, even if the increase feels modest.
What If You Receive the Maximum SSDI Benefit?
The maximum possible SSDI benefit is tied to your average indexed monthly earnings (AIME) during your working years. In 2025, the maximum monthly SSDI payment is around $3,822, but most people receive well below this figure.
Other Payment Schedules in June 2025
Here’s how the rest of the June payment calendar breaks down:
| Birth Date Range | Payment Date (June 2025) |
|---|---|
| 1st – 10th | Wednesday, June 5 |
| 11th – 20th | Wednesday, June 12 |
| 21st – 31st | Wednesday, June 18 |
| SSI Recipients | Saturday, June 1 |
These schedules apply to most Social Security and SSDI recipients who started receiving benefits after May 1997. Those on the older system (before May 1997) typically receive their payment on the 3rd of each month, regardless of their birthday.
The SSA does not differentiate in payment amount between retirees and SSDI recipients — it’s all based on your work history and earnings.
If your SSDI payment is scheduled for June 18, 2025, and you’re part of the average group, you’ll likely receive about $1,582. Your actual payment may be higher or lower depending on your earnings history and other qualifying factors. Make sure your direct deposit information is up-to-date with the SSA to avoid delays.
FAQs
Why is my SSDI payment arriving on June 18?
Because your birthday falls between the 21st and 31st, which is tied to the third Wednesday in June 2025.
What time do SSDI payments usually hit my account?
Most direct deposits are processed by midnight on payment day, but the exact time can vary depending on your bank.
Can SSDI payments ever be delayed?
Yes, especially around federal holidays or banking system delays. However, June 18 is not a holiday.