The Social Security Administration (SSA) has confirmed that a new round of payments is set to go out within days — with some recipients expected to receive as much as $5,108. If you or someone you know is eligible, understanding the payment schedule and qualification criteria is key to ensuring you get the full amount you’re owed. With the first group receiving benefits on June 11, 2025, now is a good time to review when and how payments are distributed.
Who Will Receive the Upcoming SSA Payments?
The SSA issues payments based on two major factors: your birth date and when you started collecting benefits. Recipients who began receiving Social Security before May 1997 are paid on the 3rd of each month, regardless of birth date. Everyone else is placed into one of three payment groups depending on when they were born:
| Birth Date | Payment Date (June 2025) |
|---|---|
| 1st–10th | June 11, 2025 |
| 11th–20th | June 18, 2025 |
| 21st–31st | June 25, 2025 |
| Pre-May 1997 beneficiaries | June 3, 2025 |
Supplemental Security Income (SSI) recipients received their June payment on June 1, and will get the next one on July 1, 2025.
Understanding the Value of Your SSA Benefit
Social Security benefits are not one-size-fits-all. Payments are calculated based on your 35 highest-earning years, your total work history, and the age at which you begin collecting. These factors can dramatically impact your monthly check.
For those retiring in 2025, here’s how benefit amounts compare by retirement age:
| Retirement Age | Maximum Monthly Benefit (2025) |
|---|---|
| 62 years | $2,831 |
| Full Retirement Age (66–67) | $4,018 |
| 70 years | $5,108 |
Claiming early at 62 reduces your monthly check, while waiting until 70 increases it to the maximum allowed.
SSI, SSDI, and Other Benefits
In addition to retirement benefits, the SSA also provides:
- Supplemental Security Income (SSI): Available to seniors and people with disabilities who have limited income and resources. Paid on the 1st of each month.
- Social Security Disability Insurance (SSDI): For individuals with a qualifying disability and sufficient work history. Payment schedule mirrors that of retirement benefits based on birth date.
To qualify for SSDI, applicants must meet strict medical criteria and demonstrate limited ability to work. SSA reviews both medical condition and work credits accumulated over your career.
Future Payment Dates to Know
If you’re receiving SSI, be aware of upcoming adjusted payment dates when the 1st falls on a weekend or holiday. Here’s a look at the payment schedule through the end of the year:
| Month | Payment Date |
|---|---|
| July 2025 | July 1, 2025 |
| August 2025 | August 1, 2025 |
| September 2025 | August 30, 2025 |
| October 2025 | October 1, 2025 |
| November 2025 | October 31, 2025 |
| December 2025 | December 1, 2025 |
| January 2026 | December 31, 2025 |
How to Maximize Your Benefits
To receive the highest possible benefit, consider delaying retirement until age 70. While you can start at 62, doing so results in permanently reduced payments. Your full retirement age depends on your birth year — currently, it’s 66 years and 10 months for those born in 1959, and 67 for anyone born in 1960 or later.
Here’s a quick glance at full retirement ages:
| Year of Birth | Full Retirement Age |
|---|---|
| 1958 | 66 years, 8 months |
| 1959 | 66 years, 10 months |
| 1960+ | 67 years |
Regardless of your start date, ensure your earnings record is accurate by checking your SSA statement online. And if you’re waiting on a payment, the SSA advises allowing up to three mailing days before reporting a delay.
As we move into mid-June, this next round of Social Security payments is an important reminder to review your eligibility and make informed decisions about retirement. Planning ahead and understanding the SSA’s rules can help you make the most of your benefits.
FAQs
Who is getting paid on June 11, 2025?
Anyone whose birthday falls between the 1st and 10th of the month and who began receiving benefits after May 1997.
What is the maximum Social Security payment in 2025?
$5,108 per month for those retiring at age 70 in 2025.
When will SSI recipients get paid next?
SSI benefits for July 2025 will be issued on July 1, 2025.